Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

Prime Insurance, an excess and surplus lines insurance company authorized to write surplus lines coverage in over 44 states, offers solutions for hard-to-place liability risks that standard markets are unable to write, offering solutions for purchasing groups and association programs with unusual underwriting characteristics.

Through our parent company, Prime Holdings Insurance Services, Inc., Prime can provide a suite of excess and surplus lines service organizations that offer underwriting, risk management, and claims services for agents, brokers, insureds, and alternative markets throughout the U.S., Canada, and the U.S. Virgin Islands.

Founded in 1992, Prime has formed strategic business relationships with some of the world's most powerful insurance companies including Lloyd's of London and General Swiss RE. For more information about Prime companies, visit www.primeis.com.

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

A direct connection to claims and supporting services for risk retention groups, captives and other specialty and alternative risk financing vehicles.

With an exceptional in house legal team, a network of defense attorneys in all 50 states, and a uniquely talented staff of knowledgeable claim managers, adjusters, investigators and expert witnesses, CDA provides the experienced management you need.

Our team possesses a strong working knowledge of constantly changing rules, regulations and legalities unique to the specific states in which they serve.

Our members work together to provide unparalleled service. This enables us to investigate and examine a vast variety of claims, including multi-line, multi-jurisdictional, property or casualty, coverage issues, bad faith allegations and declaratory actions.

CDA has handled and resolved over 16,000 claims, approaching each situation with the kind of determination and dedication that will meet and exceed your expectations.

Prime Insurance, an excess and surplus lines insurance company authorized to write surplus lines coverage in over 44 states, offers solutions for hard-to-place liability risks that standard markets are unable to write, offering solutions for purchasing groups and association programs with unusual underwriting characteristics.

Through our parent company, Prime Holdings Insurance Services, Inc., Prime can provide a suite of excess and surplus lines service organizations that offer underwriting, risk management, and claims services for agents, brokers, insureds, and alternative markets throughout the U.S., Canada, and the U.S. Virgin Islands.

Founded in 1992, Prime has formed strategic business relationships with some of the world's most powerful insurance companies including Lloyd's of London and General Swiss RE. For more information about Prime companies, visit www.primeis.com.

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

Maple Technologies is a software development company specializing in custom configured information system solutions for the Risk Retention Group industry. Our flagship product, Aspire, offers RRGs high levels of custom configuration through a scalable and comprehensive web-based solution for policy, claims and reinsurance administration. Aspire currently supports 26 insurance carriers in the US, Canada and UK and 36 P&C lines of business. More importantly, these custom solutions are affordable and cost effective

Contact us for more information on how we can put specialized technology to work for your RRG. Or visit us on the web to Learn more About Aspire and arrange for a no obligation test-drive.

SmartStone Inc., established in 1996, is a developer of Internet-based software solutions for the insurance industry. Smartstone focuses on development of software solutions for reciprocal insurers, including risk retention groups, and has developed a special expertise in customized solutions for insurers offering medical malpractice liability insurance.

SmartStone offers two powerful management analytical products: Claims Management System (CMS) -- which creates actuarial studies and accounting information; and Insurance Management System (IMS)--a multi-user, web-based insurance management system that includes underwriting, risk management, accounting, and claims functionality.

SmartStone provides customized software solutions to RRGs structured as reciprocals or having other structures.

To introduce RRGs to its products, SmartStone offers IMS and CMS to users at no cost. For free Internet use, visit www.InsuranceSoft.com.

Prime Insurance, an excess and surplus lines insurance company authorized to write surplus lines coverage in over 44 states, offers solutions for hard-to-place liability risks that standard markets are unable to write, offering solutions for purchasing groups and association programs with unusual underwriting characteristics.

Through our parent company, Prime Holdings Insurance Services, Inc., Prime can provide a suite of excess and surplus lines service organizations that offer underwriting, risk management, and claims services for agents, brokers, insureds, and alternative markets throughout the U.S., Canada, and the U.S. Virgin Islands.

Founded in 1992, Prime has formed strategic business relationships with some of the world's most powerful insurance companies including Lloyd's of London and General Swiss RE. For more information about Prime companies, visit www.primeis.com.

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

• Difficult to price, often involving professional exposures
• Unique coverage requirements
• Premium potential from one to five million dollars (may be a startup program)
• Risk purchasing group format

Sage Advisory Services Ltd. is an independent investment advisory firm with extensive experience in managing insurance company portfolios. Our investment team currently manages more than $1.5 Billion for over twenty insurance entities including several risk retention groups, domestic and offshore captives as well as fraternal and U.S statutory companies. We offer a client liability-oriented approach to investing that is based upon well-developed risk control disciplines designed to work in all financial climates. Each investment portfolio is managed separately and specifically tailored to suit the liquidity, income and capital/surplus development expectations of the client.

Sage can also offer expertise and assistance in investment policy and strategy design, asset/liability and dynamic cash flow analysis, custodial service evaluation and a variety of statutory or on-line portfolio reporting services. With over $5 billion of institutional assets under management in taxable, tax-exempt and core equity investment products our seasoned investment management team will assist your RRG in meeting its organizational objectives.

A direct connection to claims and supporting services for risk retention groups, captives and other specialty and alternative risk financing vehicles.

With an exceptional in house legal team, a network of defense attorneys in all 50 states, and a uniquely talented staff of knowledgeable claim managers, adjusters, investigators and expert witnesses, CDA provides the experienced management you need.

Our team possesses a strong working knowledge of constantly changing rules, regulations and legalities unique to the specific states in which they serve.

Our members work together to provide unparalleled service. This enables us to investigate and examine a vast variety of claims, including multi-line, multi-jurisdictional, property or casualty, coverage issues, bad faith allegations and declaratory actions.

CDA has handled and resolved over 16,000 claims, approaching each situation with the kind of determination and dedication that will meet and exceed your expectations.

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

BMS has seen consistent growth since its formation in 1980 and it has been involved with placing reinsurance protections for RRGs since 1986. We are the leading reinsurance broker for specialist liability classes and transact placements with reinsurers in the US, Bermuda and London for a broad range of clients.

Our business philosophy is built around client care and expertise. We spend time with our clients – asking the right questions, listening carefully to the answers and, when appropriate, using the right modelling and analytic tools to explore the various options.

Our staff are experts in their field and can draw on decades of experience, ingenuity and imagination to provide you with the choices that are right for, and which add value to, your business.

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

BMS has seen consistent growth since its formation in 1980 and it has been involved with placing reinsurance protections for RRGs since 1986. We are the leading reinsurance broker for specialist liability classes and transact placements with reinsurers in the US, Bermuda and London for a broad range of clients.

Our business philosophy is built around client care and expertise. We spend time with our clients – asking the right questions, listening carefully to the answers and, when appropriate, using the right modelling and analytic tools to explore the various options.

Our staff are experts in their field and can draw on decades of experience, ingenuity and imagination to provide you with the choices that are right for, and which add value to, your business.

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

Prime Insurance, an excess and surplus lines insurance company authorized to write surplus lines coverage in over 44 states, offers solutions for hard-to-place liability risks that standard markets are unable to write, offering solutions for purchasing groups and association programs with unusual underwriting characteristics.

Through our parent company, Prime Holdings Insurance Services, Inc., Prime can provide a suite of excess and surplus lines service organizations that offer underwriting, risk management, and claims services for agents, brokers, insureds, and alternative markets throughout the U.S., Canada, and the U.S. Virgin Islands.

Founded in 1992, Prime has formed strategic business relationships with some of the world's most powerful insurance companies including Lloyd's of London and General Swiss RE. For more information about Prime companies, visit www.primeis.com.

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"

A direct connection to claims and supporting services for risk retention groups, captives and other specialty and alternative risk financing vehicles.

With an exceptional in house legal team, a network of defense attorneys in all 50 states, and a uniquely talented staff of knowledgeable claim managers, adjusters, investigators and expert witnesses, CDA provides the experienced management you need.

Our team possesses a strong working knowledge of constantly changing rules, regulations and legalities unique to the specific states in which they serve.

Our members work together to provide unparalleled service. This enables us to investigate and examine a vast variety of claims, including multi-line, multi-jurisdictional, property or casualty, coverage issues, bad faith allegations and declaratory actions.

CDA has handled and resolved over 16,000 claims, approaching each situation with the kind of determination and dedication that will meet and exceed your expectations.

Prime Insurance, an excess and surplus lines insurance company authorized to write surplus lines coverage in over 44 states, offers solutions for hard-to-place liability risks that standard markets are unable to write, offering solutions for purchasing groups and association programs with unusual underwriting characteristics.

Through our parent company, Prime Holdings Insurance Services, Inc., Prime can provide a suite of excess and surplus lines service organizations that offer underwriting, risk management, and claims services for agents, brokers, insureds, and alternative markets throughout the U.S., Canada, and the U.S. Virgin Islands.

Founded in 1992, Prime has formed strategic business relationships with some of the world's most powerful insurance companies including Lloyd's of London and General Swiss RE. For more information about Prime companies, visit www.primeis.com.

Risk Services is an independent captive management and policyholder servicing company providing services to captive insurance clients in Vermont, Hawaii, Arizona, Nevada, D.C., South Carolina, Montana, and Delaware domestically, and offshore in Bermuda. Our experienced professionals assist our clients through the structuring, formation, reinsurance placement, licensure and multi-state regulation process and thereafter provide complete management, policyholder, and regulatory compliance services.

Risk Services is a recognized expert in the risk retention group industry having formed and managed risk retention groups in every major US domicile. In fact, one of our principals, Jon Harkavy, was a drafter of the 1986 Amendments to the Federal Liability Risk Retention Act. Risk Services was the #1 manager of risk retention groups in the USA in 2005 and 2004.

Read the RRR Article: "Who Manages RRGs Formed in 2005"